Job Description for BDM
- Knowledge of Unsecured Lending process specifically Personal Loans.
- Experience of executing local campaigns and marketing activity.
- Display strong understanding of the Local Market.
- Channel Partner Management / Branch Lead Management
- Relationship Management with all stakeholders.
- To handle / coordinate for pre and post disbursement activities.
- Ability to comprehend risk inherent to customer business.
- Prompt resolution of customer complaints.
- Ensuring portfolio quality.
- Team Hiring and Training.
- 1 to 5 Years of Job Experience.
- Graduate Preferably MBA.
Desired Candidate Profile:
Should have good knowledge of Personal Loans and sales etiquettes.
Role:Business Development Manager (BDM)
Salary: Not Disclosed by Recruiter
Functional Area:Sales & Business Development
Role Category:BD / Pre Sales
Employment Type:Full Time, Permanent
About Muthoot Group :
The Muthoot Group, is today a household name in India. It consists of 18 diversified divisions
and is spread across the nation through over 4500 branches with a global presence in 6 other
countries. Over 253,000 customers transact with The Muthoot Group every day. The Group,
since inception in 1887 has served over 48 cores customers. The story of The Muthoot Group is
built on the foundations of passion, commitment, honesty, traditions and values. Our principle of
continuous growth and expansion forms the essence of allur activities.
The Group recently celebrated 130 years of unblemished business excellence providing services
to millions of underserved Indians leading to Financial Inclusion even in the most remote and
rural areas of the country. Since its inception, The Muthoot Group has been transforming lives of
millions of Indians across the country, giving wings to their dreams and creating successful
realities. The Muthoot Group has not only grown exponentially but has also facilitated growth
for a sizeable population of the country that falls in the underserved category.
Muthoot Finance Limited is the largest gold financing company in India in terms of loan
portfolio. The company is a 'Systemically Important Non-deposit taking NBFC' headquartered in
the southern Indian state of Kerala. Muthoot Finance is listed in the leading Indian stock
exchanges. Operating history of Muthoot Finance has evolved over a period of 79 years since M.
George Muthoot (the father of our Promoters) founded a gold loan business in 1939 under the
heritage of a trading business established by his father, Ninan Mathai Muthoot in 1887. The
company provides personal and business loans secured by gold jeweler (Gold Loans), primarily
to individuals who possess gold jewellery but could not access formal credit within a reasonable
time, or to whom credit may not be available at all, to meet unanticipated or other short-term
Muthoot Finance has 4 subsidiaries, namely Belstar Investments (Microfinance, HQ - Chennai),
Asia Asset Finance (a Listed NBFC in Sri Lanka - HQ Colombo), Muthoot Insurance Brokers
(IRDA Registered Composite insurance broker, HQ - Cochin), Muthoot Homefin (Housing
Finance Company, HQ - Mumbai)
Muthoot Finance today has a Gold Loan portfolio of over Rs.27,500 crores and an additional
Rs.2000 crores of Non-Gold Loan portfolio through its subsidiary businesses, which is
approximately 7% of the consolidated AUM. The management has decided to increase its Non-
Gold Loan products to upto 25% of the consolidated AUM over the next 3 years. In this effort,
over the last 8 quarters we have commenced a personal loan vertical, primarily aiming at salaried
borrowers. The loan ticket size varies between Rs.1 lakh - Rs.10 lakhs. At present we have
launched personal loans in the three states of South India - Tamil Nadu, Kerala and Karnataka.
Our goal is to have pan-India disbursement of personal loans in the next two years and grow the
AUM to Rs. 1,000 crores by FY 2021.
Contact Company:Muthoot Finance
Address:Muthoot Finance Ltd, Lingarajapuram, Hennur Main Road (Above SBM branch), BANGALORE, Karnataka, India